Loan and Recovery Manager
- Industry Other
- Category Finance
- Location Kathmandu, Nepal
- Expiry date Jul 12, 2026 (1 day left)
Job Description
One of our sister concern, MAW Hire Purchase Pvt. Ltd., is looking for for a results-driven and experienced Loan and Recovery Manager to lead our loan disbursement operations and recovery portfolio. The ideal candidate will balance aggressive loan growth with disciplined NPA management, ensuring the company achieves its financial targets while maintaining a healthy and compliant portfolio.Key Responsibilities
- Drive loan disbursement targets (volume and ticket size).
- Lead end to end credit appraisal, site visit, and approval process.
- Manage collection across all DPD buckets (0+, 30+, 60+, 90+)
- Develop and execute monthly recovery plans to reduce NPA
- Conduct field visits to high-risk and delinquent accounts
- Coordinate legal recovery (foreclosure or auction) with the legal team
- Monitor portfolio health and submit MIS and recovery reports to management
- Manage dealer relationships and loan sourcing networks
- Ensure compliance with NRB guidelines and company credit policy
- Lead, coach, and develop the loan and recovery team
- Foster cross-functional collaboration with Credit, Legal, Operations, and Finance teams.
- Drive a performance oriented and customer centric culture within the team.
- Analyse market trends, competitor products, and interest rate benchmarks to optimise pricing strategy
- Bachelor’s degree in finance, BBA, or related field (Master's preferred).
- Professional certification in credit or banking is an added advantage.
- Minimum 5 years in lending, credit, or recovery in Bank and Finance Company.
- At least 2 years in a supervisory or managerial role.
- Proven track record in loan target achievement and NPA reduction.
- Prior experience in Hire Purchase, Auto Loan, or Equipment Financing will be preferred.
- Credit appraisal, financial analysis, and risk assessment.
- Knowledge of NRB regulations and Hire Purchase directives.
- Legal recovery process, foreclosure, auction, notice issuance
- Strong leadership, communication, and negotiation skills
- Proficiency in loan management systems and MS Office