Product Manager (Fintech Product Development)

We are seeking an experienced Fintech Consultant who will act as the Product Owner for our fintech platform. This role requires a strong blend of banking domain expertise, product ownership, and software development understanding.The consultant will be responsible for defining product requirements, guiding development teams, and providing authoritative insights on banking systems, including channels, payment instruments, integrations, and transaction flows. The ideal candidate must be confident, precise, and capable of making informed decisions in a high-stakes fintech environment.

Key Responsibilities

• Act as the Product Owner for the platform

• Define and manage product vision, roadmap, and backlog

• Translate business needs into clear functional and technical requirements

• Provide expert guidance on:

• Banking channels (Mobile Banking, Internet Banking, ATM, POS, etc.)

• Payment instruments (Accounts, Cards (Virtual, Physical), Wallets, QR, etc.)

• Payment flows (P2P, P2M, interbank, wallet transfers, etc.)

• Integration with core banking systems (CBS) and external networks

• Design and validate end-to-end transaction flows

• Work closely with development teams to ensure accurate implementation

• Answer complex domain and technical queries with clarity and confidence

• Identify risks, edge cases, and compliance considerations

• Ensure alignment with regulatory and security requirements

• Participate in solution architecture discussions

• Review and validate system behavior

• 8+ years’ experience in fintech, digital banking, or payment systems
• Proven experience as a Product Owner / Business Analyst / Consultant
• Strong understanding of:
• Real-time / high-throughput payment systems
• Banking architecture and integrations
• Payment networks and switching systems
• Deep knowledge of:
• Payment flows and transaction lifecycle
• Reconciliation and settlement processes
• ISO 8583 / ISO 20022
• Experience working with:
• APIs and microservices architecture
• Agile/Scrum methodologies
• Ability to bridge business and technical teams effectively
• Strong analytical thinking and decision-making skills
• Excellent communication and stakeholder management skills

Preferred Qualifications

• Experience with real-time payment platforms
• Familiarity with regulatory frameworks in banking/fintech
• Prior experience working with banks or payment service providers
• Certification in Scrum Product Owner (CSPO/PSPO) is a plus

Key Traits We’re Looking For

• Confident and decisive in answering domain questions
• Highly analytical and detail-oriented
• Strong ownership mindset
• Ability to handle ambiguity and complex scenarios
• Clear and structured communicator

Success Criteria

• Accurate and complete definition of payment flows and product features
• Minimal ambiguity in requirements provided to engineering teams
• Ability to confidently answer and resolve domain queries
• Smooth delivery of features aligned with business and regulatory expectations