Credit Analyst (CA)

Industry Other
Category Accounting and Finance
Location Kathmandu, Nepal
Expiry date Mar 15, 2026 (6 days left)

Job Description

Job description

Location: Kamaladi, Kathmandu

Employment Type: Full-Time

Experience Required: Minimum 2 Years (Australian Credit/Mortgage Experience)

About the Role

We are seeking a detail-oriented and analytical Credit Analyst with at least 2 years of relevant experience in the Australian financial services or lending sector. The ideal candidate will be responsible for assessing credit applications, evaluating financial documents, and ensuring compliance with Australian lending regulations.

This role requires strong analytical skills, attention to detail, and a sound understanding of Australian credit policies and responsible lending obligations.

Key Responsibilities

Assess and analyse loan applications including home loans, personal loans, and business loans
Review financial statements, tax returns, payslips, bank statements, and credit reports
Evaluate borrower capacity, serviceability, and risk profile
Conduct comprehensive credit risk assessments in line with Australian lending standards
Ensure compliance with NCCP Act and responsible lending guidelines
Prepare detailed credit assessment reports and recommendations
Liaise with brokers, lenders, relationship managers, and clients for additional documentation
Identify potential risks and provide mitigation recommendations
Maintain accurate records in CRM and loan processing systems
Stay updated on Australian lending policies, interest rates, and regulatory changes

Requirements

Minimum 2 years’ experience as a Credit Analyst, Loan Processor, or similar role
Experience in Australian mortgage or lending environment preferred
Strong understanding of Australian credit policies and compliance requirements
Knowledge of serviceability calculations and financial analysis
Ability to interpret financial statements and credit reports
Excellent analytical and problem-solving skills
Strong written and verbal communication skills
High attention to detail and accuracy
Proficiency in Microsoft Excel and CRM systems

Preferred Qualifications

Bachelor’s degree in Finance, Accounting, Economics, or related field
Experience with Australian lenders’ platforms (e.g., ApplyOnline, Mercury, etc.)
Understanding of residential and commercial lending processes

What We Offer