Business Analyst

Job Description

ABOUT FULL TIME EMPLOYEE, LLC 

Full Time Employee, LLC is a is a Florida-based offshore staffing company that partners with US accounting and CPA firms to build reliable, high-performing teams.  

As the sister company of INVESTOR FRIENDLY CPA®, we provide full-time professionals trained in US standards, modern systems, and real accounting and operations workflows. Our mission is to create growth opportunities while helping companies scale with skilled, trustworthy global talent. 

Can you relate to the values we stand for? 

At FTE, our culture is built on teamwork, accountability, professionalism, continuous improvement, self-improvement, and a genuine desire to make a difference. We believe in taking ownership of our work, collaborating to achieve shared goals, and striving to grow every day, both as individuals and as an organization. If these values align with your own, we’d love to hear from you. 

Why Join Full Time Employee LLC? 

At FTE, we’re not just building careers; we’re building futures. As a purpose-driven organization, we believe in empowering individuals to grow, lead, and make an impact. This is more than just a job, it’s an opportunity to be part of a company where your ideas matter and your growth is a priority. As a member of the FTE team, you’ll: 

• Be Part of a Visionary Team: Join a forward-thinking, impact-driven company that partners with organizations to solve complex business and people challenges. 
• Collaborate Globally: Work with high-performing teams and dynamic professionals across departments and regions in a culture that values knowledge-sharing and innovation. 
• Grow with Purpose: Advance your career through continuous learning, internal mobility, and leadership development initiatives designed to help you reach your full potential. 
• Thrive in a People-First Culture: Be part of a workplace that values well-being, inclusion, and recognition. We believe that when people feel valued, great things happen. 
• A Vision for the Future: Join a company that's evolving. As we scale, we remain committed to sustainability, innovation, and long-term value - for our clients, our people, and the communities we serve. 

Job Title: Business Analyst 

Department: FTE 

Location: Jhamsikhel, Lalitpur 

Employment Type: Full-Time 

Job Summary: 

We are seeking a detail-oriented Business Analyst – Mortgage Operations to support the loan pre-qualification and underwriting process by reviewing borrower documentation, analyzing income and key loan metrics, and ensuring compliance with investor and company guidelines. The role involves evaluating AUS findings, identifying documentation gaps, maintaining accurate loan data in Encompass and Zoho CRM, and coordinating with borrowers and Loan Officers to ensure timely and compliant loan processing. 

Key Responsibilities 

• Review and analyze borrower documentation including paystubs, W-2s, bank statements, credit reports, and identification/residency documents to ensure completeness, accuracy, and compliance. 
• Calculate basic income and evaluate loan metrics including hourly, salary, and simple variable income, while assisting in reviewing DTI, LTV, and general loan eligibility in accordance with investor and company guidelines. 
• Run and review Automated Underwriting System (AUS) findings (DU/LP) under supervision and properly document results within the loan file. 
• Identify missing or incomplete documentation and proactively follow up with borrowers (BWRs) and Loan Officers to obtain required items and ensure timely, accurate, and compliant file completion. 
• Communicate with borrowers throughout the pre-qualification process to provide updates, clarify documentation needs, answer basic loan-related questions, and ensure a smooth and professional client experience. 
• Accurately enter and maintain borrower and loan data in Encompass (LOS), Zoho CRM, and other internal tracking systems while ensuring all required fields, disclosures, and compliance data are properly completed. 
• Maintain organized digital loan files and pipeline tracking by updating loan milestones, status notes, internal task lists, and follow-ups to support smooth workflow management. 
• Perform preliminary guideline checks for occupancy, loan purpose, basic asset sufficiency, and credit red flags prior to senior PQ review. 
• Assist with product matching and scenario structuring by identifying appropriate Conventional, FHA, VA, USDA, or Non-QM options based on borrower profile. 
• Ensure all activities are performed in strict adherence to federal, state, investor, and company compliance requirements, including documentation standards, data integrity, and regulatory policies. 
• Meet productivity and turn-time expectations while maintaining high levels of accuracy and attention to detail. 

Required Qualifications 

• Bachelor’s degree in finance, business or related field preferred) 
• 1+ year of mortgage, banking, finance, or administrative experience 
• Strong attention to detail and organizational skills 
• Comfortable working with numbers and basic income calculations 
• Strong written and verbal communication skills 
• Proficiency in Microsoft Office 
• Ability to manage multiple files and deadlines in a fast-paced environment 

Why Join Us? 

• Opportunity to work with a dynamic and innovative team. 
• Competitive salary and benefits package. 
• Flexible working hours and remote work options. 
• Professional development and learning opportunities. 

Why Choose Us? 

At Full Time Employee, LLC, we believe in investing in the well-being, professional growth, and success of our employees. Our workplace culture fosters mutual respect, collaboration, and open communication. When our employees thrive, our company thrives. Join us and experience a workplace designed for your growth and happiness! 

Comprehensive Employee Benefits 

Our benefits package is crafted to ensure our employees feel valued, supported, and empowered from day one. 

Core Benefits 

• Five-Day Workweek: Enjoy weekends off, fostering work-life harmony compared to the standard six-day workweek in Nepal. 
• Flexible Working Hours: Customize your schedule to balance productivity and personal commitments. 

Office Perks 

• Nutritious Office Meals: Daily chef-prepared, wholesome meals. 
• Unlimited Snacks and Coffee: Stay energized throughout the day. 
• Leave Policies: Thirteen Days of Exclusive Leave: Generous leave options to recharge and stay productive. 
• Birthday Celebrations and Gifts: Celebrate your special day with personalized gifts and vouchers. 

Additional Benefits for Full-Time Employees 

• Provident Fund: Retirement fund contributions to secure your future. 
• Insurance Coverage: 
• Accidental Insurance: Coverage up to Rs. 1,500,000 for accidental incidents. 
• In-Hospitalization Coverage: Coverage up to Rs. 200,000. 
• Family floater option for either parents or spouses and two children. 
• Anniversary Bonuses: Celebrate your work anniversaries with special bonuses. 
• Festival Bonuses: Enjoy bonuses during major festivals. 
• Company-Paid Higher Education Sponsorship: 
• Sponsorship for degrees in Finance, Accounting, or an MBA with a five-year commitment. 
• Paid Training and Certification: Opportunities to enhance your skills through courses like: Digital Marketing Course, Video Editing Course, Enrolled Agent exam preparation 

Workplace Culture 

• International Standards: Experience a diverse and inclusive workplace with global standards. 
• Team Building Activities: Regular events to strengthen collaboration and camaraderie. 
• Referral Bonus: Earn rewards for introducing talented individuals to our team. 

How to Apply 

Interested candidates are encouraged to submit their application via a form link shared in the LinkedIn career page of Full Time Employee.